# Flat Rate Bookkeeping Services in Canada: Fixed Monthly Pricing Explained
What Is Flat Rate Bookkeeping?
A flat rate bookkeeping service charges a fixed monthly fee — the same amount every month regardless of how many transactions you have (within your tier). No surprise invoices. No hourly billing. Predictable costs.
Flat Rate vs. Hourly Bookkeeping: What's the Difference?
| Hourly Bookkeeping | Flat Rate Bookkeeping | |
|---|---|---|
| Monthly cost | Unpredictable ($300–$2,000+) | Fixed ($400–$700/mo) |
| Billing transparency | Bill after the fact | Known upfront |
| Busy month cost | Spikes unpredictably | Same rate |
| Incentive alignment | Billable hours (more = more) | Efficiency (done right, fast) |
| Budget planning | Difficult | Easy |
| Best for | One-off projects | Ongoing monthly bookkeeping |
Flat Rate Bookkeeping Pricing in Canada (2026)
| Business Size | Monthly Transactions | Flat Rate |
|---|---|---|
| Startup / Freelancer | Under 50 | $300–$450/mo |
| Small Business | 50–150 | $450–$600/mo |
| Growing Business | 150–300 | $600–$800/mo |
| Established Business | 300+ | $800–$1,200/mo |
Our rate: $500/month covers most Canadian small businesses (50–200 transactions/month). All-inclusive: HST/GST filing, payroll, bank reconciliation, monthly reports.
What's Included in a Flat Rate Bookkeeping Package?
- ●All transactions recorded and categorized
- ●Monthly bank and credit card reconciliation
- ●HST/GST filing (all provinces)
- ●Payroll processing and remittances
- ●Accounts receivable and payable tracking
- ●Monthly Profit & Loss Statement
- ●Monthly Balance Sheet
- ●Cash Flow Statement
- ●CPA-ready year-end package
- ●Dedicated bookkeeper (not a rotating team)
Note: some providers charge extra for payroll and HST — we include both.
Monthly Bookkeeping Fee Canada: What You Should Expect to Pay
- ●Budget bookkeeping (offshore, low quality): $200–$350/month
- ●Canadian flat-rate service: $400–$700/month — best value
- ●Local hourly bookkeeper: $800–$2,500/month
- ●Part-time employee: $1,800–$3,500/month
- ●Full-time employee: $4,000–$5,500/month + benefits
Is a Bookkeeping Subscription Worth It?
Yes — for any business with more than 20 transactions/month, a monthly bookkeeping subscription pays for itself through: time savings (10+ hrs/month), avoided penalties (HST late fees $250+), reduced CPA year-end fees, and better financial visibility for decisions.
See our [pricing page](/pricing) for full details, or learn more about our [outsourced bookkeeping services](/outsourced-bookkeeping-services).
Frequently Asked Questions
Need professional bookkeeping?
Outsource Bookkeeping delivers CPA-ready financial reports by the 10th of every month — flat rate, no surprises.