Virtual Bookkeeper Ontario.
Ontario runs on HST at 13% — Canada's most straightforward sales tax, but with the highest volume of filings. We handle Ontario HST, bank reconciliation, and CPA-ready reports for businesses across the province. Flat-rate $500/month — guaranteed by the 10th.
Ontario's HST System
Ontario HST 13%. We file it for you.
Ontario uses the Harmonized Sales Tax (HST) — a single combined rate of 13% (5% federal + 8% provincial) filed directly with CRA. Compared to British Columbia's dual GST/PST system or Quebec's separate QST, Ontario's HST is administratively simple: one registration, one return, one CRA portal.
Despite its simplicity, Ontario HST creates complexity through its exempt and zero-rated categories. Medical services, basic groceries, and certain financial services are HST-exempt — meaning businesses in healthcare, food service, and finance must carefully track which revenues attract HST and which don't. Miscategorization triggers CRA assessment.
We prepare your Ontario HST return quarterly or annually, maximize your input tax credits, and file directly with CRA on your behalf — all included in your flat monthly rate. Learn more about our HST filing service.
Book a Free ConsultationOntario HST at 13%
Combined 5% federal GST + 8% Ontario component. One return, filed with CRA — no separate provincial filing like BC or Manitoba.
Quarterly or Annual Filing
Most Ontario small businesses file HST quarterly. We prepare your net tax calculation (HST collected minus ITCs), file with CRA before the deadline, and reconcile any balance owing or refund.
Input Tax Credits (ITCs)
HST paid on business purchases can be recovered as ITCs on your return. We track all eligible ITCs to minimize your net HST payable — an area many business owners leave money on the table.
Exempt vs. Taxable Revenue Tracking
If you have both HST-exempt and taxable revenue streams (common in healthcare, real estate, and food service), we track the split precisely to ensure correct filing and prevent CRA issues.
Ontario Cities We Serve
From Toronto to Windsor. All of Ontario.
Canada's financial capital — Bay Street, King West, Scarborough and all of the GTA.
Canada's capital — government contractors, tech corridor, Kanata/Gatineau.
GTA hub — logistics, aerospace, pharma, Square One corridor.
Steel city diversifying into tech, healthcare, arts — growing SME market.
Canada's tech triangle — Waterloo startups, manufacturing, UW spinoffs.
Financial services, healthcare, manufacturing and professional services.
Logistics, transportation, food manufacturing — one of Canada's fastest growing cities.
Manufacturing, professional services — between Toronto and Hamilton.
Medical clinics, tech startups, diverse retail — eastern GTA.
Rapidly growing city north of the GTA — construction, trades, retail.
Construction, real estate, Italian business corridor — GTA North.
Auto manufacturing, cross-border trade with Detroit, hospitality.
Don't see your city? We serve every Ontario business — fully remote, same flat rate everywhere.
What's Included
Complete bookkeeping services for Ontario businesses.
Bank & Credit Card Reconciliation
Every transaction across every account reconciled monthly — books always match your bank.
Ontario HST Filing (CRA)
Quarterly or annual HST return filed. Input tax credits maximized. CRA deadline never missed.
Monthly Financial Reporting
CPA-ready P&L, Balance Sheet, and Cash Flow delivered by the 10th of every month, guaranteed.
Catch-Up Bookkeeping
Behind on your books? We bring you current — then keep you there month after month.
QuickBooks & Xero Management
Your cloud accounting platform set up, migrated, or maintained — included in your flat rate.
Year-End CPA Package
Complete trial balance and year-end financials for your Ontario CPA — reducing their time and your accounting bill.
Ontario Industries We Serve
Every Ontario industry, covered.
Common Questions